Medicare Supplement Insurance pays in addition to Original Medicare.  These plans are also known as:  Medigap or  Medicare Supplemental Insurance. They are designed to fill the gaps in Original Medicare and can help with copayments, coinsurance, and deductibles.

You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO). If you have Original Medicare, the government pays for Medicare benefits when you get them. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. Medicare pays these... Read More »

A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for... Read More »